Degresh Finance · Early access opening in stages
One ledger. Two ways to work it.
Degresh Finance is a finance and accounting app you use in the browser. Log an expense as a single amount in the Simple view, or post journals and prepare financial statements in the Advanced view — on the same data. We host it, run updates and backups, and keep your data secure.
Set up a space for yourself, your household or your company.
Start simple. Grow into full accounting without moving your data.
Each person picks their own view in each space. Switching only changes what you see — the entries, accounts and balances stay the same.
- Amount
- Rp 1,250,000
- Paid from
- BCA account
- Category
- Electricity & water
→The server posts the double entry
Electricity & water · 30 Sep
| Account | Debit | Credit |
|---|---|---|
| 6-1200Electricity & water expense | 1,250,000.00 | — |
| 1-1120Cash at bank — BCA | — | 1,250,000.00 |
| Balanced | 1,250,000.00 | 1,250,000.00 |
Simple
For everyday money tracking, no accounting knowledge needed.
- Quick add: an expense, income or transfer as one amount
- Accounts in everyday words: wallets, bank accounts, credit cards, loans
- Budgets per account for each cycle
- Recurring transactions and receipt attachments
Advanced
For people who know double-entry bookkeeping.
- Multi-line, multi-currency debit and credit journal
- Accounting periods you can lock
- Trial balance, income statement, balance sheet, cash flow and general ledger
- Corrections by reversal or void — a posted entry is never edited
- Everything you record lands in one ledger, so balances and reports always agree.
- One set of books
- Start with plain money in and out, and switch to full accounting any time without losing data.
- Simple or Advanced
- Give each person only what they need, from read-only up to owner, even limited to certain accounts.
- Five access levels
- The whole app works in either language, and each person picks their own.
- Indonesian & English
Follows PSAK, in the terms your finance team already uses.
Financial statements, fixed assets and deferred tax follow the Indonesian Financial Accounting Standards (PSAK).
Complete financial statements
Balance sheet, income statement and cash flow statement by the direct or indirect method — plus the trial balance and general ledger (Buku Besar).
Fixed assets, two books
Commercial depreciation (PSAK 216) posts to the ledger; the tax book by asset group (Income Tax Law Article 11) is kept for the tax return.
Deferred tax
The gap between commercial and tax book values is worked out on every run, and only the change is posted.
A real period close
A locked period rejects new postings dated inside it. Corrections always land as new entries.
Focused on finance
Tax calculation, e-Faktur and invoicing stay in the software you already use. Degresh Finance records their effect on the ledger, for example by importing transactions from Excel.
What bookkeeping needs, in one place.
From daily entries to period close and combined reporting across entities.
Spaces, members and roles→
One space per entity, team or household, with five access levels and access scoped to specific accounts.
Multi-currency journal→
Each line carries its own currency and rate; the ledger balances in the base currency.
Recurring entries and approvals→
Rent and salaries post themselves or remind you; writes above a threshold wait for a second person.
Reports and archive→
The main financial statements, an archive of exported reports, and a combined report across spaces.
Bank reconciliation→
Import a bank statement from Excel, match it to the books, and turn bank charges into entries.
Fixed assets→
Asset register, monthly depreciation runs, disposals and deferred tax.
Import and export→
Import transactions and opening balances from Excel; export reports to PDF and Excel; attach receipts.
Security and audit trail→
Two-factor authentication, remembered devices and an activity log of who changed what.
Opening a business or making a big purchase? Work it out first with a plan, a cash look-ahead and a business simulation, kept apart from your books.Plans and simulation
No servers, no installation.
Sign up, create a space and start recording. Degresh Finance runs as a service we manage for you.
We host it
Nothing to install or look after on your computer.
Always up to date
New features and fixes arrive straight away, with no upgrade schedule.
Regular backups
Your data is backed up on a regular schedule.
Data kept safe
Two-factor authentication, roles and an activity log in every space.
A large organisation that needs to run it on its own servers?See Enterprise
One product, from a personal wallet to company books.
Personal & household
The Simple view for wallets, bank accounts, credit cards, loans and family budgets — no accounting terms.
Learn more→Teams & businesses
The Advanced view with approvals, departments and projects, bank reconciliation, fixed assets and financial statements.
Learn more→Enterprise
For large organisations with specific needs, including a self-hosted option.
Learn more→Built like accounting software, not a spreadsheet with a nice UI.
- Money is stored as exact decimals — never calculated with floating-point numbers.
- Every entry must balance in the base currency before it can post.
- No silent edits: corrections are always a reversal or a void.
- Locked periods and finished reconciliations protect numbers that are closed.
- Second-person approval — nobody approves their own request.
- An activity log records who changed what; two-factor authentication for every user.
Start with one space.
Early access is opening in stages for personal and business users. Request access and we'll let you know when it's your turn.